Refund review — fictional policy
R01 meets listed evidence conditions; final human decision pending.
R02 outside POL1 window; review policy/exceptions without legal conclusions.
R03: USD 20 already succeeded; arithmetic unrefunded balanceUSD80, pending request/history check.
R04 missing payment identity/usage. R05 fully refunded; check duplicate request.
One R04 evidence-request draft only. No approval, refund execution or sending.